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Finance available on orders over £250

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Are you eligible to apply?

Before you get started we just need to check that you're eligible to apply. We will consider your application if:

  • You are aged 18 years or over
  • You have a good credit history with no previous bankruptcies, IVAs, Debt Relief Orders, recent CCJs or defaults
  • You are a permanent UK resident and have lived in the UK for the last 3 years (unless you are HM Forces personnel)
  • You are not unemployed (unless you are a homemaker, retired or in receipt of disability allowance)
  • You are not aware of any significant changes which may adversely affect your ability to continue making repayments in the future.

Credit Calculator

How to apply
online today…

Checklist of things to get started with your application

  • Previous address if you’ve lived in your current home for less than 3 year
  • Bank details (bank details, sort code and account number)
  • Email address and contact telephone number
  • Your proof of ID which can be either one of the following; UK Driving License, Passport (UK or International) or Electricity Bill (Mainland GB). If residing in Northern Ireland then only a Passport (UK or International) is valid.
  • Your daytime and/ or your evening phone number and your work number – one of which must be a fixed landline telephone number
  • If your goods are being delivered to an alternative address (other than the address you reside at) then a hold will be placed on delivery for 3 business days.

Simply select ‘Creation Finance’ as your payment method in the checkout. With all finance offers subject to acceptance.

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Or call our specialist team of sales advisors who will guide you through the process and find the right payment plan for you.

0344 847 2626

Or chat to our online advisors who are standing by to answer any questions.

Style and affordability go
hand in hand at Harveys

Now we‘ve made Harveys furniture style more accessible than ever before - with a great finance package available to spread the cost. Harveys, the furniture store ensure that you don‘t have to compromise on the furniture that you have in your home by providing an easy to use finance solution to suit your every need.

Interest Free Credit (IFC)

Online there is the added benefit of paying no deposit. Payments start after delivery has taken place. Finance Options are available on item(s) of £250.00 and over. Orders valued over £250.00 take 6, 12, 24, 36 or 48 months

And now for the
small print

Credit is available subject to status to UK residents aged 18 or over. Steinhoff UK Retail Limited trading as Harveys Furniture acts as a credit broker and not as a lender, their registered office is Festival House, Jessop Avenue, Cheltenham, Gloucestershire, GL50 3SH. Credit is provided by Creation Consumer Finance Ltd (Chadwick House, Blenheim Court, Solihull B91 2AA), is authorised and regulated by the Financial Conduct Authority.


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